Posted on Friday, 4th June 2010 by Anna Kulbinski

This is just about one listing I came across that made me wonder if home sellers as well as home buyers qualify their real estate agent. Below is verbatim (and, yes it was written in all caps) what was written in the public remarks- you know, that section that normally has a description of the property [...]

Tags: Home Buying, Home Selling, Phoenix Realtor, phoenix short sales
Posted in Buyers, Sellers, Short Sales, Various | Comments (0)

Posted on Tuesday, 1st June 2010 by Anna Kulbinski

You may wonder why you need the services of a professional Realtor. There are many reasons, but one of them is that without a Realtor, your home sale might not happen. Here are 5 reasons why: 1. When you don’t have a Realtor to show the house, you’ll naturally have to be there when the [...]

Tags: phoenix real estate, Phoenix Realtor
Posted in Buyers, Phoenix Real Estate, Sellers | Comments (0)

Posted on Wednesday, 26th May 2010 by Anna Kulbinski

Choosing the right Realtor to help you buy or sell a home in Phoenix  is the important first step toward a successful real estate transaction, so it pays to take your time. Whether you’re buying or selling, one of the most important qualities your realtor should have is market knowledge. Choose someone who is familiar [...]

Tags: Home Buying, Home Selling, phoenix real estate, Phoenix Realtor
Posted in Buyers, Sellers, Various | Comments (0)

Posted on Thursday, 22nd April 2010 by Anna Kulbinski

Thomas “Ed” Michler, Loan Officer Arizona Wholesale Mortgage ed@valleyloans.net Cell:  (602) 680-9670 FHA has new guidelines that will affect homeowners who are short selling their home. Below is an explanation of how and whom these changes will affect. Actual language from the FHA Guidelines in red:        Borrowers are not eligible for a new FHA mortgage [...]

Tags: FHA short sale guidelines, New FHA Guidelines, phoenix home loans, phoenix mortgage brokers, phoenix short sales
Posted in Buyers, Mortgages, New FHA Guidelines, Sellers, Short Sales | Comments (0)

Posted on Sunday, 18th April 2010 by Anna Kulbinski

First of all, what is “SPDS”? SPDS (pronounced “SPUDS”) is short for Seller’s Property Disclosure Statement. It is a disclosure of all important facts about the property to the buyer, however, we’re not seeing it done all too often. It feels like it’s the new trend in the Phoenix real estate market- “No CLUE, No SPDS”. Yes, it has [...]

Tags: phoenix homes, Seller Property Disclosure Statement, SPDS, SPUDS
Posted in Buyers, Sellers, Various | Comments (2)

Posted on Saturday, 3rd April 2010 by Anna Kulbinski

Whether you’re a Phoenix home buyer or a seller, you may have chosen the wrong Realtor®, and you may want to be released from the contract you’ve signed. You could just have a personality conflict, or your agent may actually be doing a rotten job of representing you. We Realtors® hate to admit that some [...]

Tags: buyer's agent, fire your real estate agent, fire your realtor, Home Buying, listing agent, phoenix homes, Phoenix Realtor
Posted in Buyers, Sellers, Various | Comments (0)

Posted on Friday, 12th March 2010 by Anna Kulbinski

Effective April 5, 2010, home sellers will be able to utilize the HAFA guidelines when short selling a home.

Tags: avoid foreclosure in Phoenix, HAFA Guidelines, hafa short sales, Phoenix Realtor, phoenix short sales, short selling your phoenix home
Posted in Foreclosures, HAFA Guidelines, Sellers, Short Sales | Comments (0)

Posted on Thursday, 25th February 2010 by Anna Kulbinski

Locating the perfect home can be a long, time consuming, exhausting and stressful process, but purchasing a short sale home can be even more of all of the above.  A lot of short sale properties are listed at a price below the market value, but keep in mind when submitting an offer on such a [...]

Tags: buying short sale homes, Home Buying, phoenix homes, phoenix real estate, Phoenix Realtor, short sale real estate agent, Short Sales, short sales in Phoenix
Posted in Buyers, Sellers, Short Sales | Comments (1)

Posted on Sunday, 14th February 2010 by Anna Kulbinski

Thinking about short selling your house? Prior to listing it for sale, you should contact a real estate attorney and/or tax advisor to learn about consequences you may be facing when short selling your house. A great source of information for the Seller to review prior to to listing the property for sale is the [...]

Tags: home short selling, listing your house for sale, Phoenix Realtor, phoenix short sales, Short Sales
Posted in Sellers, Short Sales, Various | Comments (1)

Posted on Tuesday, 9th February 2010 by Anna Kulbinski

The federal government’s new guidelines for short sales will take effect April 5, 2010.  The new guidelines are part of the Home Affordable Foreclosure Alternative Program (“HAFA”). The program is for loans not owned or guaranteed by Fannie Mae or Freddie Mac.  Even though the program is voluntary for lenders, major banks are expected to [...]

Tags: HAFA Guidelines, Home Affordable Foreclosure Alternative Program, Phoenix Realtor, phoenix short sales, Short selling your home
Posted in HAFA Guidelines, Sellers, Short Sales, Various | Comments (1)