Posted on Friday, 4th June 2010 by Anna Kulbinski

This is just about one listing I came across that made me wonder if home sellers as well as home buyers qualify their real estate agent. Below is verbatim (and, yes it was written in all caps) what was written in the public remarks- you know, that section that normally has a description of the property [...]

Tags: Home Buying, Home Selling, Phoenix Realtor, phoenix short sales
Posted in Buyers, Sellers, Short Sales, Various | Comments (0)

Posted on Tuesday, 1st June 2010 by Anna Kulbinski

You may wonder why you need the services of a professional Realtor. There are many reasons, but one of them is that without a Realtor, your home sale might not happen. Here are 5 reasons why: 1. When you don’t have a Realtor to show the house, you’ll naturally have to be there when the [...]

Tags: phoenix real estate, Phoenix Realtor
Posted in Buyers, Phoenix Real Estate, Sellers | Comments (0)

Posted on Wednesday, 26th May 2010 by Anna Kulbinski

Choosing the right Realtor to help you buy or sell a home in Phoenix  is the important first step toward a successful real estate transaction, so it pays to take your time. Whether you’re buying or selling, one of the most important qualities your realtor should have is market knowledge. Choose someone who is familiar [...]

Tags: Home Buying, Home Selling, phoenix real estate, Phoenix Realtor
Posted in Buyers, Sellers, Various | Comments (0)

Posted on Friday, 14th May 2010 by Anna Kulbinski

Buying a home in Phoenix today is like going back in time 8 years, only better. A look at the monthly average sales prices tells us that the lowest monthly average in 2002 was $154,392. And while we don’t yet have the averages for May of this year, the most recent figures available show a [...]

Tags: Home Buying, Phoenix home prices, Phoenix Market Statistics, phoenix real estate, Phoenix Realtor
Posted in Buyers, Market Report, Market Statistics, Phoenix Real Estate | Comments (0)

Posted on Thursday, 22nd April 2010 by Anna Kulbinski

Thomas “Ed” Michler, Loan Officer Arizona Wholesale Mortgage ed@valleyloans.net Cell:  (602) 680-9670 FHA has new guidelines that will affect homeowners who are short selling their home. Below is an explanation of how and whom these changes will affect. Actual language from the FHA Guidelines in red:        Borrowers are not eligible for a new FHA mortgage [...]

Tags: FHA short sale guidelines, New FHA Guidelines, phoenix home loans, phoenix mortgage brokers, phoenix short sales
Posted in Buyers, Mortgages, New FHA Guidelines, Sellers, Short Sales | Comments (0)

Posted on Sunday, 18th April 2010 by Anna Kulbinski

First of all, what is “SPDS”? SPDS (pronounced “SPUDS”) is short for Seller’s Property Disclosure Statement. It is a disclosure of all important facts about the property to the buyer, however, we’re not seeing it done all too often. It feels like it’s the new trend in the Phoenix real estate market- “No CLUE, No SPDS”. Yes, it has [...]

Tags: phoenix homes, Seller Property Disclosure Statement, SPDS, SPUDS
Posted in Buyers, Sellers, Various | Comments (2)

Posted on Saturday, 3rd April 2010 by Anna Kulbinski

Whether you’re a Phoenix home buyer or a seller, you may have chosen the wrong Realtor®, and you may want to be released from the contract you’ve signed. You could just have a personality conflict, or your agent may actually be doing a rotten job of representing you. We Realtors® hate to admit that some [...]

Tags: buyer's agent, fire your real estate agent, fire your realtor, Home Buying, listing agent, phoenix homes, Phoenix Realtor
Posted in Buyers, Sellers, Various | Comments (0)

Posted on Saturday, 27th March 2010 by Anna Kulbinski

Thomas “Ed” Michler, Loan Officer Arizona Wholesale Mortgage ed@valleyloans.net Cell:  (602)680-9670 In February, Anna Kulbinski wrote a brief explanation of the new FHA Guidelines.  Below the changes are explained in more detail and explained how these changes will affect home buyers. So, what do these changes mean to you? Increased mortgage insurance. The mortgage insurance [...]

Tags: New FHA Guidelines, phoenix fha loans, phoenix mortgage brokers
Posted in Buyers, Mortgages, New FHA Guidelines | Comments (0)

Posted on Sunday, 7th March 2010 by Anna Kulbinski

Michael Blagg, Senior Inspector Desert State Home Inspections Email: mblagg@cox.net Office:  480-585-6456 Cell:  623-221-4319 Thought it might be interesting to talk about some of the common conditions we find distressed properties in. This process as we all know has been going on for some time now. I do realize that in many instances it is [...]

Tags: conditions of lender owned homes, foreclosure homes conditions, phoenix distressed properties, Phoenix Home Inspections
Posted in Buyers, Home Inspections, Various | Comments (0)

Posted on Saturday, 27th February 2010 by Anna Kulbinski

There is no better time than now to purchase your Phoenix home. Not only the buyer tax credit is due to expire on April 30, 2010, but FHA has additional changes not exactly beneficial for the buyer going into effect. On January 20, 2010, FHA announced some significant changes: The up-front mortgage insurance premium (MIP) [...]

Tags: home buyer tax credit, New FHA Rules, phoenix fha loans, phoenix real estate, Phoenix Realtor
Posted in Buyers, Mortgages, Various | Comments (1)